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Trauma Insurance.

Our lifestyle and the pressures we face from day to day can present us with a serious illness - you need trauma insurance.

As people are becoming more aware of the statistical chances of suffering a critical condition or major trauma, the need for
trauma insurance is becoming more of a priority. Trauma insurance is paid when a person has received a confirmed diagnosis
of a “qualifying condition” as set out in the insurance policy. It is generally paid as a lump sum upon diagnosis, and can be used
to cover lost income, medical and rehabilitation costs, and other varying expenses such as mortgage repayments.

The occurrence of a major trauma can affect both the physical and emotional wellbeing of individuals and their families, and a
lump sum can help towards easing the stress during what is most likely to be troubling times.

Most of us hear regularly about someone who has been suddenly diagnosed with cancer or a serious medical condition, who has suffered a heart attack or even died.

If you were diagnosed with cancer or suffered a heart attack, wouldn't it be great to receive a lumpsum insurance payment shortly after diagnosis to assist you in treatment and insurance funds made available to consider your future, by having a trauma insurance policy funds would be available.

Take an extended holiday, pay off debt, funds available to consider alternative treatments, find the best Doctors and concentrate on recovering.

"Statistics show us that on average 1 in 4 women and 1 in 3 men will suffer from a cancer during their lifetime." Cancer in NSW, 1998

"Cardiovascular disease was the leading cause of death among Australians in 1998, accounting for 40% of deaths." Aust Heart Foundation, 2001

Medicine today is constantly being upgraded and developed and many people who would have passed away 10 to 20 years ago, are today being treated and cured but still having trauma's.

A trauma insurance policy is similar to a life insurance policy - the advantage is that you do not need to die to receive the funds. Many companies will offer cover for these trauma's / illness's. ( guide only please see company PDS for exact coverage).

  • Aplastic Anaemia
  • Liver Disease
  • Cancer
  • Dementia
  • Chronic Lung Disease
  • Stroke
  • Coma
  • Paralysis trauma
  • Major Head Trauma
  • Multiple Sclerosis
  • Major Organ Transplant
  • Parkinson's Disease
  • Deafness
  • Severe Burns
  • Heart Attack
  • Loss of Speech
  • Heart Surgery
  • Blindness
  • Kidney trauma
  • Loss of Limb / Eye
  • Acquired HIV

Trauma insurance is another component for an overall risk insurance protection plan.

Please contact our office for an information kit about trauma insurance to be sent to you with detailed information.


ask yourself...

  • Will your income continue if you are ill or injured ?
  • If you could not work for the next 6, 12 months or 2 or 5 years what would happen?
  • Can you meet your debts if a major illness or accident occurred tomorrow?
  • Do you have the latest income protection insurance policy with day 1 accident cover, not the usual 30 day waiting period?
  • Please contact our office for an information kit to be sent to you with detailed insurance information, or you can alternatively complete our insurance Online Enquiry Form with no obligation.
  • Remember incomeprotection.com.au have over 16 major trauma insurance companies to choose from. We will find the best trauma insurance for you.

Contact us today to organise a trauma quote, or a trauma insurance policy.
Last Updated ( Tuesday, 25 August 2009 09:40 )